Most Exclusive Credit Cards in Australia 2023
Today, credit cards are not just plastic pieces for paying off your healthcare bill or buying groceries. The most exclusive credit cards in Australia have become status symbols that provide VIP access to a world of spending and rewards. How about getting a reward at your favorite restaurant or access to comfy airport lounges during your draining travels? These cards are for those who are looking for personalized service and exclusive access. From rewards unlike any other and round-the-clock support to discounts that make up a steal deal, they bring lots of possibilities to make your life easier.
Summary:
The American Express Platinum Card : Best Overall
Citi Premier Credit Card : Best Runner-Up
Qantas Premium Titanium Card: Best High-end
Disclaimer: All the following Advertised Products have been Physically Tested & Inspected by our Editorial Team prior publishing this Review article.
Featured Products
The American Express Platinum Card
Limited Time Offer: $50 Discount
Citi Premier Credit Card
Limited Time Offer
Qantas Premium Titanium Card
Limited Time Offer
Editorial Picks
Best for Access to over 1,400 Airport Lounges
The American Express Platinum Card
Why We Picked It
The American Express Platinum Card is one of the most exclusive credit cards in Australia with a 44 days cash flow and no pre-set spending limit. With an annual $450 Travel Credit, you can book flights, hotels, or car rentals for domestic getaways or international adventures.
For all those online streaming fans, the card offers an Amazon Prime subscription Credit of up to $84 per calendar year. It is a game-changer for travel lovers, granting them access to over 1,400 Airport Lounges across 140 countries. This includes distinguished lounges like the Centurion Lounge, Escape Lounges, and Priority Pass Lounges, amping up your travel experience to new heights.
Pros & Cons
Best for Two complimentary airport lounge visits
Citi Premier Credit Card
Why We Picked It
If frequent travel and luxury experiences are like second nature to you, the Citi Premier credit card is your best friend. It allows you to earn Citi reward Points, with up to 2 Points earned per $1 spent on Eligible Transactions. These add up to 200,000 Points in a year. In this way, this card enables its users to benefit from their spending habits.
It also offers two complimentary airport lounge visits annually, making it one of the most exclusive credit cards in Australia. And if you’re someone who loves to add luxury to your getaways, the card also offers a 10% discount. This adds up to an impressive $250 on Luxury Escapes’ exclusive hotel offers.
Pros & Cons
Best for Dedicated Concierge service
Qantas Premium Titanium Card
Why We Picked It
The Qantas Premium Titanium card offers a range of benefits and rewards that cater to the discerning traveler. With an enticing welcome offer of 150,000 Bonus Qantas Points, this card stands out as a top choice for those seeking elevated travel experiences.
Cardholders receive 10% off the base fare for eligible Qantas flights twice a year for up to 2 travelers. This discount alone can lead to substantial savings. Furthermore, two invitations to the Qantas First Lounge further amp up your travel experience. Also, a 20% bonus on Status Credits for eligible flights purchased with the card boosts membership privileges.
Pros & Cons
Best for Access to exclusive airport lounges
Qantas American Express
Why We Picked It
The Qantas American Express credit card stands out as one of the most exclusive credit cards in Australia. With an annual fee of $450, this card comes with a $450 Qantas Travel Credit that can be used for eligible domestic or international Qantas flights when booked through American Express Travel.
One of the card’s standout features is the access it provides to airport lounges. Cardholders enjoy two complimentary entries to The Centurion Lounge, offering a luxurious pre-flight experience. The card’s inclusivity extends to family and friends, allowing the option to have up to 4 Additional Cards at no extra cost.
Pros & Cons
Best for International travel insurance
Ultimate Awards Credit Card
Why We Picked It
The Ultimate Awards Credit Card stands out as one of the most exclusive credit card offerings in Australia, designed to elevate the cardholder experience to unparalleled heights. With a choice between earning CommBank Awards or Qantas Points, this card offers a personalized approach. For a modest yearly fee of $60, cardholders can unlock a world of benefits.
Every dollar spent on eligible purchases, up to $10,000 in a statement period, can translate to up to 3 Award points or 1.2 Qantas Points. The card further extends its appeal with cashback advantages through CommBank Rewards, conveniently accessible within the CommBank app. Plus, the card takes exclusivity a step further by waiving the monthly fee if cardholders spend a minimum of $4,000 on the card during their statement period.
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